Layby | Spread the Cost | Cash Converters

Seen something you like? Don’t put it down, put it on Layby

We all have those days, we see something we really want, but just don’t have all the cash to get it today. That’s where Layby / Spread The Cost can help. Simply pay a deposit and we’ll secure your item and let you make payments suited to your budget to complete the purchase. As this service is not a loan there is no interest, the price you see is the price you'll pay.*

*Layby is only available for in-store purchases only.

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No Interest

We won’t charge you any interest while you make your payments.

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No Additional Cost

There is no additional cost for spreading out the payments.

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No Credit Checks

Anyone can layby as we don’t do credit checks.

Other Options to Fund Your Purchase

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We buy most items of value – find your nearest store.

Find out more

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Buyback avoids the need for a loan. Sell us your item with the option to buy it back later.

Find out more

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Simply bring an item of value to leave with us as collateral for a secured, short-term loan.

Find out more