Spread the Cost of Christmas with Layby
Christmas has a habit of sneaking up on us. One minute it's autumn, the next you're searching for the perfect gifts before they disappear from the shelves. But what happens when you spot exactly what you want and payday is still a little way off?
At Cash Converters, there's no need to miss out. With our Layby service, you can secure the item you want today with a deposit and spread the remaining cost over time.
So, what is Layby?
Layby is a simple way to reserve an item without paying the full amount upfront. Once you've found something you love, simply pay a minimum deposit and we'll hold the item while you make regular payments.
The best part? There are no interest charges because Layby isn't a loan. The price you see is the price you'll pay.
Whether you're shopping for Christmas presents, upgrading your tech or treating yourself to something special, Layby gives you the flexibility to spread the cost without paying any extra.
Why choose Cash Converters Layby?
Get Christmas Ready
Christmas shopping doesn't have to mean last-minute stress or stretching your budget.
With Cash Converters Layby, you can secure the gifts you want before they sell out, spread the cost over time, and shop with confidence knowing you've planned ahead.
Terms & Conditions
Minimum age 18. Minimum 20% deposit required. Up to six further payments across a maximum 12-week period. Items cannot be collected until full payment has been made. Goods will be forfeited if the full balance is not paid. A cancellation fee of 10% of the full retail value of the item applies if the agreement is cancelled or not completed. Full terms and conditions apply.
